✗Intense work demands — 60+ hour weeks and 10-12 hour days are common
✗Shifting to in-office preference — new hires expected 3+ days/week in NYC, SF, or Miami
Bottom Line
Plaid
Choose Plaid if you want top-tier engineering culture, transparent leadership, and real fintech impact — but expect some growing pains as the company navigates organizational change.
Ramp
Choose Ramp if you want top-tier comp and a product-driven fintech culture — but expect 60+ hour weeks and in-office expectations.