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Backend Engineer, Payments & Risk

Stripe Toronto, Canada Full-time 8535 Risk Credit & Fraud Posted Oct 22, 2026
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Culture signals in this specific role

Inferred from the employer’s wording in this job description. These role-level signals are separate from the company-wide employee-review scores below.

OwnershipThe description emphasizes ownership or end-to-end responsibility.
Cross-functionalThe role explicitly involves collaboration across teams or functions.
Deep technical workThe role highlights substantial technical, research, or systems work.
MentoringMentoring, coaching, or technical leadership is part of the role.
Remote or flexibleThe listing mentions remote, distributed, flexible, or hybrid work.

What it’s like to work at Stripe

Payments Infrastructure · San Francisco

4
Employee Rating
3.6
Work-Life Balance
719
Open Roles
eng-drivenlearningequityproduct-impacttransparent

What employees love

  • Engineering culture is elite — code quality and writing culture are best-in-class
  • Top compensation in fintech — competitive base, equity, and benefits

What could be better

  • Perfectionism can slow shipping — high bar sometimes means slower velocity
  • The 2022-23 layoffs affected morale — company has been rebuilding confidence
View full Stripe culture profile →

About the Role

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the Organization

Payments and Risk Sub-orgs within Payments and Risk: Link and OCS, Payments Acceptance, Risk

The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe’s brand and financial stability.

Team Matching: exact team matching for one of the subteams will begin during final stages. Please note we may also consider you for different orgs based on your experience, location, etc. More information on our team matching process can be found here.

What you’ll do

We’re looking for Backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross-functional teams – from Infrastructure to Product – at Stripe to deliver innovative solutions that address evolving user needs.

Responsibilities

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

Preferred Qualifications

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Frequently Asked Questions

What is the work-life balance like at Stripe?
Stripe has a work-life balance score of 3.6/5 based on employee reviews. This is about average for the AI/tech industry.
What is Stripe’s culture like?
Stripe is characterized by these culture values: eng-driven, learning, equity, product-impact, transparent. Based on employee reviews, the company has an overall rating of 4/5. Engineering culture is elite — code quality and writing culture are best-in-class
How many open roles does Stripe have?
Stripe currently has 719 open roles across departments including engineering, product, sales, and more. Roles are refreshed daily from their careers page.
Is this role remote-friendly?
This role is located in Toronto, Canada. Check the job description above for specific location and remote work details.
Apply for this role at Stripe →